Explore featured tools Select from a range of tools and activities to support your students to become financially literate. Setting SMART goals Goal setting is important. When we can envisage our desired outcome, it helps us General resources Making decisions using the PACED decision-making strategy We all have to make difficult decisions. Having a strategy to make decisions can General resources Developing a budget Set a time-frame (weekly, fortnightly, monthly). Estimate your income. General resources Using the MoneySmart compound interest calculator The compound interest calculator helps you to work out: what money you'll General resources Using the ATO income tax estimator The income tax estimator will estimate your tax payable and several other items, General resources Using the Medicare levy calculator The Medicare levy calculator helps you estimate your Medicare levy. It includes General resources Creating a myGov account What is myGov? A myGov account lets you link to a range of Government General resources Categorising expenses Linked activity: What are my spending habits? NSW Commerce Stage 5 A super future Linked activity: How policies are shaped with a case study of NSW Commerce Stage 5 Decision-making strategy Linked activities: You make the decision (AC v9.0) You make Economics & Business Investment options and risk and reward Linked activity: Superannuation - Risks and rewards NSW Commerce Stage 5 Spending diary Day of the week Item Price General resources Budget workbook Budget workbook General resources Using the Moneysmart employer contributions calculator You can use this calculator to: work out how much super you should be General resources Applying for a tax file number The following instructions detail how you can apply for a tax file number (TFN) General resources Using the estimate my super tool Go to ato.gov.au and search for ‘estimate my super’. Image: Estimate my General resources Using the simple tax calculator This calculator on the ATO website helps you to estimate the tax you owe on your General resources Using the MoneySmart budget planner This budget planner will help you to work out if you are living within your General resources Creating a myGov account What is myGov? A myGov account lets you link to a range of Government General resources Using myTax What is myTax? MyTax is the ATO’s online tool for lodging your tax return. It General resources Doing a SWOT analysis What is a SWOT analysis? A SWOT analysis is a tool for discovering internal General resources Registering a business name Your business name is a name under which you operate your business. If you are General resources Load More