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In this activity, students investigate how people earn an income, why people work and the different types of work that exist. They also learn that people who earn money may be liable to pay tax and the difference between gross and net income. As part of this activity, students are required to construct a questionnaire and survey members of the school and if possible, the broader community. 

Students engage in a hypothetical dog-walking business to practise keeping a business journal and explain how, as entrepreneurs, they can use this information to improve their business’s performance and achieve business success. They learn that gathering data and using it to inform business decisions is a fundamental process of entrepreneurship. This includes keeping and analysing business records. This activity provides a foundation for…

In this activity, students decide if different people are spenders or savers and consider what actions these people may need to take to reach their short- and long-term financial goals. They also take a quiz to learn about their own natural tendencies and to reflect on actions they can take to curb these tendencies. This activity develops student understanding of the concept of saving, both in the short and long term. It provides a strong…

In this activity, students learn how to set SMART short- and long-term financial goals and consider why it is important to set financial goals to manage financial risks and rewards. Understanding how to set and track goals is important learning for all students. It supports students to build their personal capability and sets the foundation for forming life-long habits that will support them to plan for success. This learning provides a…

Students develop a basic understanding of the indicators of business success in relation to each business function, such as meeting tax obligations as part of operational management.

As the world becomes more and more digitised, the prevalence of scams has also increased. Scams, including identity theft, present a significant risk to people’s financial situations. In this activity students explore identity theft and how they can manage the risk of identity theft by protecting their personal information, including their TFN. 

Threat-based impersonation scams are on the rise. Many organisations, such as the ATO are especially vulnerable to impersonation scams. This activity uses ATO scams as a case study to demonstrate the risk that impersonation scams pose to students’ identity and financial security and what they might do to prevent becoming victims of impersonation scams.

In this activity, students learn that they will experience unexpected events in their lives which may put them under short- and long-term financial stress. They learn that one way to prepare for these unexpected events is by developing a savings buffer, or an emergency savings fund. This activity develops student understanding of the concept of preparing for future events. It provides a strong foundation for understanding the importance of…